Malden Ma Photo book available Amazon.com

Since its establishment by Charlestown settlers in 1649, the city of Malden has reinvented itself many times. As a community of businesses and neighborhoods, it has long been known as a modern and forward-looking community. Throughout the centuries, Malden has inherited institutions developed by its wealthy and influential citizens. Much of this wealth came from the mills and factories, which were powered by the numerous rivers, streams, and ponds in the area. Ambitious businessmen spent their fortunes by constructing grand houses and facades, while innovative immigrants joined in the municipal spirit by chartering small, neighborhood businesses of their own. Because Malden concentrated on revolutionizing itself, the city has lost touch with much of its seventeenth and eighteenth century roots. The hidden treasures of Malden are evident throughout this exciting collection of rare photographs, documenting the history of the city. Readers will learn about the famous families of Malden, including the Converses, the Baileys, and the Davenports. Also inside are the stories and images of the people of the city, their struggles and achievements, and many of the landmarks and buildings that are no longer standing today

Malden Real Estate Exemption

Are you a new homeowner in the city? Then you probably know about the 30 percent residential exemption offered by the city this year. If you already received an exemption on your tax bill last year, there's no need to re-apply for this year's cut. If you just bought new property in the past year however, you must apply by Tuesday, April 9. Residents can download the exemption application online or pick up a copy at the Assessor’s office in city hall. There are some limitations to the homeowner exemption: For example, the tax break cannot lower a resident’s tax bill more than 90 percent. Residents who already receive other tax breaks, such as senior and disabled veterans benefits, may not receive the full benefit. Questions? Call the Assessor’s Office at (781) 397-7100 or email them at assessor@cityofmalden.org. About this column: Each week, we'll answer a question submitted by a Malden resident. Have something you'd like us to look into? Let us know in the comments below

The List: Boston's 25 Most Powerful People in Boston Philanthropy 2013

The List: Boston's 25 Most Powerful People in Boston Philanthropy 2013

THE ADULT FAMILY CARE PROGRAM

CARING FOR A SICK OR DISABLED RELATIVE ON FRIEND?
The Adult Fan=mily Care Porgram pays family members and friends to provide are at home.
Receive up to $18,000 per year to provide care that prevents or delays Instituional care.
Sick or disabled individual must be 18 years or older and eliglbe for MaasHealth
CARING CHOICES
www.eldercare.org

CALL THE AGING INFORMATION CENTER AND ASK ABOUT ADULT FAMILY CARE
617-628-2601 EXT 3151

Health care

SECOND CAREERS 55+
A rare sector that added jobs during the recession, health care dominates the list of hot second careers. Demand remains strong for traditional positions, such as home health aides, nurses and medical assistants. But a changing health care landscape and an aging population are also creating new jobs in support, education and advocacy to patients. Experts say there is already a need for chronic illness coaches, community health workers, patient navigators and home modification specialists

Massachusetts Department of Revenue Blog

Welcome to DOR’s New Blog
http://revenue.blog.state.ma.us/blog
The Massachusetts Department of Revenue’s new blog is now available at the
link above. We hope to use this blog to carry on conversations with Massachusetts
residents on matters related to taxes and revenues. The blog will
also provide a forum to discuss city and town finances in accordance with the
work done by the Division of Local Services. Please keep in mind that this blog
is not the place for the airing of individual tax matters or for formal comments
on DOR rules and regulations. Questions about individual tax matters should
continue to be directed to DOR Customer Service, either by using the “Contact
Us” information on the website or by calling Customer Service at 800-392-6089
or 617-887-6367.
The blog will however be used to link to or describe issues in taxation at the
local, state and federal level. The dramatic declines in revenue have precipitated
a robust discussion in Massachusetts about budget cuts, reductions in
services and the creation of new revenues to partially fill the hole left in the
budgets of cities and towns that rely on the state for local aid payments. This
type of discussion is taking place in virtually every state in the nation thanks to
the ongoing national economic downturn. We hope to continue the discussion
online with the Local Services component of DOR’s blog.

Health Care Reform

The pending health reform legislation will help keep insurance premiums affordable for America’s families.
The nonpartisan Congressional Budget Office (CBO) estimates that, under the Senate bill, premiums will fall by as much as 3 percent in the large group market and 2 percent in the small group market.5 Most significantly, premium costs will be subsidized on a sliding-scale basis for middle-class families if their incomes are below 400 percent of the federal poverty level ($88,200 in annual income for a family of four in 2010). The legislation also requires insurers to spend a reasonable share of premiums on actually delivering care (instead of on administration and profits), and it enables the Secretary of Health and Human Services to intervene to prevent unreasonable premium hikes.
Failure to act on meaningful reform means out-of-pocket health care costs will keep rising, and medical costs will continue to be a major cause of debt and bankruptcies, even for those with health insurance.
While premiums are rising, families are receiving less coverage for their premium dollars. Policies have higher deductibles and copayments, and they cover fewer services.6 If health reform is not adopted, this trend will continue. Medical costs will be an increasing burden for the insured and uninsured alike.